A hybrid is a combination of two different things. A hybrid car uses two different power sources. Usually, a hybrid car is a petroleum-electric hybrid vehicle, which uses gasoline or diesel to power internal-combustion engines, and electric batteries to power electric motors.
There are many benefits of owning a hybrid car. You help the environment, save money on gas, and you get substantial discount auto insurance and tax incentives? You also might be eligible for deductions from the IRS. Also, with high and fluctuating gas prices, hybrid cars can get around 40 mpg. (Keep in mind that hard accelaration and using the air condition effect milage more in a hybrid car than a regular car.)
These days, plenty of insurance companies offer hybrid car owners discount auto insurance. In 2008 DTRIC Insurance announced the launch of the first hybrid vehicle insurance program available in Hawaii. DTRIC’s new “Hybrid Advantage Program” rewards qualifying hybrid vehicle owners by offering them its best insurance rates.
Insurance companies determine the riskiness of those they insurance. Insurance companies see hybrid owner as less of a risk. They tend to be more responsible and are less likely to be in a car accident. Overall, they more mature and are less likely to cost insurance companies money. Because of this, most companies are more likely to offer discounts for owning a hybrid car.
If you do own or are considering buying a hybrid vehicle look into the insurance discounts. Get your free auto insurance quotes today. Be sure to comparison shop to make sure that you get good and fast service. It is always important to consider and look for discounts when shopping for auto insurance.
Maryann Beckman is a freelance writer working in Orange County, CA
